RE/MAX 440
Peter Cerruti
440 South West End Blvd, RT 309
Quakertown  PA 18951
 Phone: 215-429-7273
Office Phone: 215-538-4400
Fax: 267-354-6992 
petecerruti@yahoo.com
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Peter Cerruti

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Maintenance 101: A Structurally Sound Deck

May 20, 2016 12:40 am

(BPT)—A deck isn’t just a bonus for homeowners—it’s sought after by homebuyers, too. In fact, at resale, a wood deck addition can recoup up to 75 percent of its cost, according to Remodeling magazine’s annual Cost vs. Value Report.

For maximum return-on-investment, maintain your deck’s structure with the long-term in mind, recommends the Softwood Lumber Board (www.woodnaturally.com).

To start, inspect your deck each year. Go underneath to make sure beams, boards, connectors, fasteners, joists, posts and railings are all stable, says David Finkenbinder, branch engineer with Simpson Strong-Tie, a structural connecting system manufacturer.

“The ledger connection is where the deck connects to the house,” Finkenbinder explains. “It is one of the most common failure points on a poorly built deck. It's very important to use structural screws, rather than nails, to secure your deck ledger board to your home.”

Like a house, a deck should support the weight it will need to carry. The deck should be load-tested, with structural connectors and fasteners spanning from the house to the posts in the ground.

Metal connectors, nails and screws can corrode over time due to the elements, weakening the deck’s structure. Connectors with a zinc-galvanized coating and hot-dip-galvanized fasteners resist this corrosion. If you live along the coast or near a body of water, consider using stainless steel connectors and fasteners.

A licensed contractor or your local building authority can assess your deck to ensure it is up to code. You may also want to review the “DCA 6: - Prescriptive Residential Deck Construction Guide,” a publication by the American Wood Council, at www.awc.org/codes-standards/publications/dca6.

Beyond those measures, the Softwood Lumber Board advises regular maintenance, and a cleaning and/or staining or sealing once a year.

If you have more questions regarding the structure or safety of your deck, consult a professional. He ors he can thoroughly inspect the structure, as well as recommend repairs and estimate costs, if needed.

Published with permission from RISMedia.


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5 Tips to Prevent Electrical Fires

May 18, 2016 12:37 am

Did you know that approximately 50,000 home fires each year start from an electrical source?

That’s according to the National Fire Protection Association (NFPA), which estimates half of those fires involve cords, plugs or other electrical equipment.

To protect your loved ones and your property, the NFPA advises the following safeguards:

1. Hire a qualified electrician to complete any repairs or replacements to the electrical system in the home.

2. Purchase light bulbs with the same power (wattage) recommended by the manufacturer for fixtures throughout the home.

3. Run cords away from areas in which they can potentially be damaged, such as under doorways or rugs.

4. Consult appliance operator manuals to determine best practices for plugging and unplugging devices. Plug in just one heat-producing device into an outlet at any given time.

5. Insert outlet covers or install childproof outlets, if applicable. Consider, too, having a professional install arc fault circuit interrupters (AFCIs), which cut off electricity in hazardous circumstances.

Source: NFPA

Published with permission from RISMedia.


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Tool Tune-Up: 5 Tips for Property Maintenance

May 18, 2016 12:37 am

Can you hear it?

The outdoors are calling!

Get your property in tip-top shape for summer with a power tool tune-up, outlined below by the Outdoor Power Equipment Institute (OPEI):

1. Refresh your memory. Review the equipment manufacturer's guidelines, which likely have not been reviewed since last season. Re-familiarize yourself with operation and safe handling.

2. Inspect the equipment. Examine all brakes, cables and wheels for signs of damage. Make sure no safety features or guards have been disabled or removed. If you find anything concerning, take your equipment to a qualified service representative.

3. Replace the oil. Run the engine for a few minutes to warm up existing oil. Stop the engine, remove the drain plug and empty the old oil. Replace the plug and refill the engine with oil recommended by the manufacturer. Be sure to dispose of the old oil properly.

4. Check the fuel tank. Fuel left in the tank over the winter months must be drained. Fill with fresh fuel that contains 10 percent or less ethanol (“E10” or less), and dispose of the old fuel properly.

5. Clean the machine. Use a wire brush to scrape away any grass clippings or dirt, and replace the filter. Remember to always disconnect the spark plug before working around the underside of a mower.

“You want your outdoor power equipment to be ready when you need it,” says Kris Kiser, president and CEO of the OPEI. “Doing some basic maintenance now will ensure that your equipment operates safely and helps get the job done.”

Source: OPEI

Published with permission from RISMedia.


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A "Luxury" Laundry Room? It Can Be Done!

May 18, 2016 12:37 am

(Family Features)—“Luxury” and “laundry room” are two terms rarely found in the same sentence—until now. Laundry rooms are goin’ glam! Get in on the lackluster-to-luxe trend with these tips, fresh from the pros:

Luxe laundry rooms take location into account, so take time to assess your existing space. Could laundry be completed more efficiently if the room were elsewhere? Consider moving the washer and dryer to a walk-in closet, ideally in proximity to the bedrooms, to lend an upscale touch.

Sleek, top-of-the-line appliances scream “luxury,” but today’s models are much more affordable than predecessors. Seek out machines that are not only aesthetically pleasing, but also high-functioning and high-powered, to achieve the luxe look for less.

Set a high-end tone with structure. Spring for durable concrete or quartz countertops atop a wash station, and install a reflective or stone backsplash—both coveted finishes—to reinforce the look.

Brighten up the space—and introduce an unexpected touch of luxury—with an elegant lighting fixture, such as a centerpiece chandelier or coordinating wall sconces.

Incorporate on-trend patterns, like chevron or ombré, in accessories—think curtains or baskets. Go for inexpensive fabrics and finishes that mimic the higher-end look, so that they can be updated effortlessly as fads come and go.

Source: Electrolux

Published with permission from RISMedia.


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Study: Home Loan Shopping Takes Backseat to Car Buying

May 17, 2016 12:37 am

House hunters spend a lot of time researching homes—but not many spend time researching home loans.

Recent Zillow survey findings show Americans spend an average of eight hours researching loans, including refinancing, attaining an average of four quotes, versus the average 26 hours spent researching homes themselves.

At nine hours, millennials—likely first-time homebuyers—spend the most time researching loans; baby boomers spend eight hours, and those in Generation X spend seven, according to survey results.

Millennials are more likely to compare mortgage rates than older generations: 85 percent of those included in the survey shopped around for a loan, compared to 75 percent of Generation X shoppers and 55 percent of boomers. They are also more likely to seek out more quotes from lenders—six, on average.

The survey also finds boomers spend the most time researching a home (32 hours) and spend the most time researching major and minor home improvement projects (nine hours and five hours, respectively).

Comparatively, when it comes to researching a car purchase, millennial and Generation X shoppers spend an average of 11 hours, and boomers spend an average of 12 hours—all told, an average three hours more than the average time spent researching a home loan.

For homebuyers and refinancers, it’s important to keep in mind that you may work with the lender of your choosing, though your real estate professional may offer recommendations.

Source: Zillow

Published with permission from RISMedia.


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Home on the Market? Tips for a Landscape That Sells

May 17, 2016 12:37 am

Beautifully-appointed outdoor spaces are not just a perk for today’s homebuyers—they’re expected. Landscaping, in particular, can make all the difference in selling price, according to the Appraisal Institute.

Citing two studies, the Institute shares these findings:

• Manicured landscaping can raise a home’s value by as much as 11 percent. (Michigan State University)

• Eighty-five percent of Americans believe landscaping affects the decision to buy a home. (National Association of Landscape Professionals)

While the quality of the lawn is an important consideration, the Institute recommends sellers also give due to flower beds and porches, with an eye for what’s most popular in the neighborhood.

Consider incorporating landscaping that spares the new owner money or time, such as trees or native plantings—features that could potentially increase perceived value, the Institute says. Trees indirectly reduce energy consumption, and native plantings do not require the same scope of care as other species.

Lighting is also important, the Institute advises, because it can enhance a home’s appearance (thereby, perceived value), as well as heighten the safety of the home.

“Just as job seekers shouldn’t show up improperly attired for a job interview, sellers need to ensure their property is as attractive from the outside as possible,” says Appraisal Institute President Scott Robinson. “First impressions matter.”

Source: The Appraisal Institute

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Mortgage Rates This Year Dive to Lowest Point Yet

May 17, 2016 12:37 am

The 30-year fixed-rate mortgage (FRM) has plummeted to its lowest point yet this year, according to Freddie Mac’s most recent report, reaching a three-year low overall at an average of 3.57 percent, with an average 0.5 point.

“Disappointing April employment data once again kept a lid on Treasury yields, which have struggled to stay above 1.8 percent since late March,” Freddie Mac Chief Economist Sean Becketti explains. “As a result, the 30-year mortgage rate fell four basis points to 3.57 percent, a new low for 2016 and the lowest mark in three years. Prospective homebuyers will continue to take advantage of a falling rate environment that has seen mortgage rates drop in 14 of the previous 19 weeks.”

The 15-year FRM has also moved down, to an average 2.81 percent with an average 0.5 point. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) has lowered, as well, to an average 2.78 percent with an average 0.5 point.

Source: Freddie Mac

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Senior Safety: 3 Tips to Avoid "Grandparent" Scams

May 17, 2016 12:37 am

Swindlers hoping to make off with someone else’s money often target unwitting seniors in “grandparent” scams. These schemes, according to the American Bankers Association (ABA), victimize thousands of seniors—and their loved ones—each year.

The scenario, the ABA says, starts with the senior receiving a phone call from a purported family member in what appear to be dire circumstances. The pseudo-family member requests that money be sent immediately, often through wire transfer, to rectify the situation.

To avoid falling prey to these tricks, the ABA advises:

Refusing to provide personal information – In general, it is wise not to relay any personal information over the phone. If you suspect a scam, take care not to offer up any indentifying or financial information.

Proceeding with caution – Scammers use sophisticated means, including social media, to obtain personal information about a target’s family or friends. Take precautionary measures, including confirming the call with another family member and/or requesting to call the scammer back, before agreeing to any action.

Asking several questions – The more questions you ask, the less likely a trickster will see the scheme through. Don’t hesitate to ask questions—doing so can even derail the con completely.

Listening to your gut – Let your instincts guide you. If something feels amiss, say no and hang up the phone immediately. Avoid rushing into a decision at all costs.

“Fraudsters have no problem preying on your goodwill to get inside your wallet,” says Corey Carlisle, executive director of the ABA Foundation. “They’re using social media and Internet searches to fabricate convincing stories, so be careful, trust your gut and do your best to confirm who you’re dealing with before sending any money.”

Source: ABA

Published with permission from RISMedia.


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How Valuable Is a New Front Door?

May 17, 2016 12:37 am

Some home improvement projects are bankable for the seller—some, unfortunately, are a bust.

A new front door, according to ContractorQuotes.us, is one of the projects that can yield a high return on investment. A steel door, specifically, costs an average of $1,230 to install, but may increase the home’s value by $1,252—a 101.8 percent return.

A fiberglass door, too, may boost a home’s value, by over $2,000 ($2,107, to be exact), while costing an average of $2,926—a 72 percent recoup for the seller.

If you’re planning to replace your front door, keep in mind that some doors require maintenance. Be sure to clarify these requirements before purchasing, ContractorQuotes.us advises.

Remember, also, that the least expensive product is not necessarily worth the savings. The front door is likely the first feature buyers will notice when visiting the home.

It may be tempting to select a style you like personally, but, ContractorQuotes.us suggests choosing a style that is reflective of the exterior of the home. Will it complement the style of the rest of the house?

High-tech security features are also worth considering. A recent report by CEPro.com includes front door technology among its top trends for the home, with the doors themselves holding much promise for integrated home technology.

We'll circle back on this trendy front door tech in a future report.

Published with permission from RISMedia.


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Cleaning: How Often Is Enough?

May 17, 2016 12:37 am

Spring cleaning, for many, is as habitual—and as universally a pain!—as facing those annual income tax returns. We do it, grudgingly, and are rewarded by the clean, uncluttered space we come home to.

What about cleaning the rest of the year? How often is enough?

Turns out, our homes harbor more bacteria than many a public trash can, the Miami Herald reports.

Just how often do we need to clean—and what?

Refrigerators have much more bacteria in them than most realize. Experts say salad drawers alone contain 750 times what’s considered a “safe” level of bacteria. Make cleaning it a priority!

The microwave may kill bacteria, but heating days-old leftovers can be risky if the walls aren’t splash-free. Once each week, mix half a cup of vinegar with half a cup of water in a heat-safe dish. Microwave on high until the window steams up, then wipe down the interior with a clean cloth or sponge.

Toilets get the bad rap, but a recent study found more infection-causing bacteria in bathtubs. Clean it—along with the toilet—once every week.

Researchers have also found that washing your towel after only three uses removes millions of dead skin cells. Stick to this guideline to ensure cleanliness.

Your bed linens, on the other hand, don’t get as dirty as you think. If you shower in the morning or sleep in the buff, however, make it a point to wash them every one to two weeks.

Mattress and pillow protectors do shield the bed and pillows from dust and grime, but they should still be washed (or even replaced) periodically—every three months is the general rule of thumb.

Don’t neglect your home’s air quality, either. Research shows it can be up to 10 times worse than that of the air outdoors. Have carpets professionally steam-cleaned at least once year, or more often if you own a pet.

Overall, remember: just because you don’t see dirt doesn’t mean it isn’t there. Consistent upkeep throughout the year will keep your home tidy and bacteria at bay.

Published with permission from RISMedia.


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